Did You Know That The Average American Household Has 13 Payment Cards — Including Credit Cards, Debit Cards, And Store Cards? Plus, There Are 1.3 Billion Payment Cards In Circulation In The United States Right Now. And, On Average, Americans Carry About $5,800 In Credit Card Debt Month To Month. If One Were To Make Only The Minimum Payment On That Debt Each Month, It Would Take 30 Years To Pay Off — Including An Additional $15,000 In Interest. Welcome To DebtConsolidationSite.com. We'll Provide You With Articles, Tips, And Tools That Will Help You Regain Control Of Your Credit. As
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Hot: Which Is Better -- Consolidation Or Bankruptcy?
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Can You Really Get Credit After Using A Debt Service?
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Buy a Home With a Government Grant? Avoid This Scam
Author: Charles Essmeier
If you watch enough late night television, you’ll see advertisements that suggest that the Federal Government is giving all kinds of things away. You’ll see ads for auctions that promise that you can buy a Ferrari for $500 or a home for $1000 through “government liquidations” or some such thing. You’ll also see ads that promise to tell you how you can get money for free to purchase a home. Is this for real? Will Washington provide you with money to purchase a home?
It shouldn’t surprise anyone who wasn’t born yesterday that these ads that sound too good to be real are just that. Yes, the Government makes millions of dollars available for certain uses, and yes, some of those uses include housing. But little of that money is available for individuals, and none of it is available for John Q. Public to buy a home on a golf course in Shady Pines Estates. Most of the available funds are available only to businesses and other organizations, not individuals. You can obtain grant money if you own a company that would like to build a 100-unit apartment complex for low-income residents. You might even obtain some grant money if you’d like to overhaul a 100-year old home in a blighted neighborhood as a step towards urban renewal. You won’t get the money to build or buy the mansion next door to Tiger Woods.
So yes, funds are available, but only under fairly limited circumstances. And the process of applying for and receiving grant money is fairly complicated. It’s not just a matter of filling out a form and waiting for the money to arrive. The process involves a pile of forms, and reports, and plans and outlines for how, when and where you intend to spend the money. After you get the money, you’ll probably have to report exactly how the money is being spent and whether or not everything is going according to your plan. Obtaining grant money is not a free lunch. It’s hard work, and the people responsible for handing out the money want to know that the money is being spent wisely.
It may be worthwhile to check out what sort of grant money is available. If you are interested, you can find out what’s available, for free at http://www.grants.gov. That’s a far better alternative than spending money from some huckster on late night TV, and if you decide that you don’t qualify for grant money, then you haven’t wasted anything but your time.
About the Author
©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to debt consolidation and credit counseling, and HomeEquityHelp.com, a site devoted to information regarding mortgages and home equity lending .
Article Keywords:
'Debt Consolidation'
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Recently, an interesting
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Check it out...
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Dear Anthony-
HELP I am in over my head
and I obviously need help. I owe just over $12,000 on two credit
cards. I know in
the past you recommend debt consolidation. But, I have read about
of the SCAM artists out there. Is
there someone I can talk to that you recommend? -Dan, New York
There are a lot of things to watch out for when it comes to debt consolidation. I
have a company I wholeheartedly recommend to others in need of help. I
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Press the link below to check them out now.
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